With a huge variety of products and services to choose from, getting complete advice is important. Discover the range of financial services that Glynns uses to help you plan for your ideal lifestyle.
When you choose Glynns as your financial partner, our relationship begins with finding out what you want to achieve in life. That doesn’t just mean how much money you want to end up with, but what you want to do with it. Once we know what your dreams are, we help you choose the best products and services to make those dreams a reality.
We’ll use our complete advice model to create a realistic and achievable plan that will enable you to have the kind of lifestyle you’ve always wanted. Once your plan is in place, we’ll work with you long-term to ensure that it continues to be relevant and work for you. We’ll help you stick to your plan so that you’ll be sure to achieve your goals, and enjoy the security and certainty that you’re making the very best decisions for yourself and your family.
We work with a wide range of providers to bring you the very best options for mortgages, KiwiSaver, personal protection and investment planning.
Mortgages
Mortgages enable you to purchase a property by allowing you to borrow a significant proportion of that property’s value. This loan is then paid back over an extended period, plus interest. Mortgages can be structured in many different ways, including fixed rate, floating rate, revolving credit, or a combination of any of these. The manner in which you repay a mortgage can have a substantial effect on how much you pay overall, and early repayment can save you thousands of dollars in the long run. At Glynns, we have the expertise to you help you choose the right mortgage structure and pay it off faster.
KiwiSaver
KiwiSaver makes it easy to put money aside for your retirement. It’s a voluntary savings scheme that all employers must provide for their staff. Your chosen contribution (either three, four, or eight percent of your salary) is deducted from your pay and invested into managed funds, where it’s locked in until you turn 65. Your money automatically goes into the scheme chosen your employer, but you could maximise your savings by choosing to move to a different provider, and by changing the mix of investments within your scheme. At Glynns, we can help you get the most out of your KiwiSaver scheme.
Personal Protection
Personal protection products provide you with financial cover for unexpected events that might otherwise cause you hardship. They cover situations such as the death of a family member; loss of income from serious illness, disability or redundancy; or unexpected health costs. These products provide you with the peace of mind that if something were to go wrong, you and your family could continue to maintain your lifestyle. Choosing the right mix of cover is important, and the team at Glynns will work with you to create a plan that gives you the security of being properly protected.
Investment Planning
When you invest your money, you use it to create wealth. That might mean saving it in a term deposit, buying shares, contributing to managed funds or buying property – anything that generates a financial return. How you invest your money has an enormous effect on how hard it works for you. With such a diverse range of options and different levels of risk and return, it’s vital to know what your goals are and to get good investment planning advice. When you share your lifestyle dreams with Glynns, we’ll help you create a plan that will make them come true.