When you partner with Glynns you’ll receive complete advice.

That means, whatever stage you’re at in your financial journey, we’ve got the expertise to get you where you want to go.

Success in life isn’t just about creating wealth. It’s more than a number on a bank statement. It’s about using what you have to your best advantage, and being able to do all the things you want. That’s why, at Glynns, our focus is on creating realistic and achievable plans that give you the kind of lifestyle you’ve always dreamed of.

By forming a long-term partnership with our experienced advisers, you’ll receive complete advice for the three key stages of your financial life: create, protect, and enjoy. From the time you first start thinking about how to create your ideal lifestyle, through to putting your plans into action and, finally, enjoying everything you’ve worked to achieve, we’ll help you make the right decisions along the way. 

The difference between creating a good lifestyle and a great one could rest on making the right decisions at the beginning. Getting complete advice gives you a head start on your dream future.

When you’re taking out your first mortgage or setting up a retirement savings plan, it’s vital to have a clear set of goals and a realistic way of achieving them.

At Glynns, we’ll help you work out what you want out of life, and use our many years of experience to personalise a plan that will get you there. 

We’ll make sure that when you take on debt, like a mortgage for your first home or an investment property, it’s structured in such a way that it works for you and creates wealth. Mortgage finance is available in many forms, and choosing the right kind of loan can save you thousands over the long term. We’ll help you decide which mortgage is right for you, and we’ll work with a wide range of lenders to ensure you get the most competitive rates and fees.

KiwiSaver is another important consideration when you’re first starting out. By choosing the right contribution amount, and the optimal balance of investments within the scheme, you can maximise your long-term returns. You might also be able to use your KiwiSaver to help buy your first home. When you get complete advice from Glynns, we’ll help you make the right choices to get the most out of your KiwiSaver scheme.

Daniel's story: A life changing decision

Saving for a big goal can be a scary thing. Find out how Daniel Glynn, Director of Glynns Financial Services, benefited from getting started. 

One afternoon, while working as a Junior Bank manager in the UK, I made a decision that changed my life. 

I was on a late lunch break, and salivating at the prospect of a salmon & dill sandwich. Walking through the shopping centre, jingling the lunch money in my pocket, I suddenly thought, “what if I saved these three pounds?” I knew I’d be hungry the rest of the afternoon, but I could live with that. I wouldn’t starve before dinner.

I headed straight to the bank and used my three pounds to open a savings account, and was rewarded with the satisfaction of seeing it recorded neatly in my new passbook. From that day, whenever I had spare change I saved it, and began saving regularly from my pay as it eventually increased. I enjoyed seeing the balance grow as the interest and savings compounded.

After seven years, I'd saved over 20,000 pounds, and it enabled my family to fulfil our dream of moving to New Zealand. I still have the passbook and can still see that first entry of three pounds. I often wonder where I’d be today if I’d spent it on a sandwich instead

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Having a great financial plan includes managing debt, maximising savings, and protecting yourself, your family, and your assets. You can trust Glynns to provide you with complete advice on every aspect.

During the ‘protect’ phase of your financial life you’ve got a lot going on. It’s the time when you’ll have one or more properties and the debt that comes with them.

Your family will be growing, and while you’ll be at the peak of your earning potential, you’ll also have significant financial commitments. That’s why it’s vital to have a clear plan for how best to manage and protect what’s important to you.

At Glynns, we’ll help you design an achievable plan that creates security and certainty for your family. By providing complete advice, we’ll cover all aspects of creating your ideal lifestyle. We’ll help you repay your debts and grow your wealth in a way that enables you to have the kind of future you’ve always wanted.

We’ll also help you decide the best way to protect your debt, your assets, your earning ability and your loved ones. We work with a wide range of insurers to bring you products that provide you with the best outcomes, whatever life may throw at you. Our knowledgeable advisers will work with you to choose the right mix and level of cover, and find the best deals to save you money. In the event you need to make a claim, they’ll help you through the process, making it as stress-free as possible.

As part of our long-term relationship with you, we’ll regularly review your plan and help you stick to your goals, making sure your ideal future remains firmly in focus. 

Daniel's story: The importance of planning

Sometimes, all it takes to change your financial future is a bit of planning and some fresh perspective. Find out how Daniel Glynn, director of Glynns Financial Services, helped a client who just needed a plan.

I was referred to a client who was struggling with their mortgage. They were in their late 50’s and worried they wouldn’t be able to repay it before they retired.

We discussed their lifestyle, and I realised they had a good understanding of where their money went, they just lacked an achievable plan. I suggested a revolving credit mortgage, which would reduce the amount of interest they paid each month. Because they had a tendency to overspend, I encouraged them to write a budget that they could stick to. With discipline, these solutions would see them mortgage free in six years.

With the client’s agreement, I drew up a plan dividing their debt between a revolving and a traditional mortgage, with an initial goal to repay the revolving portion in one year. I set the remaining mortgage up on good fixed rates, with staggered renewal periods. When I called them a year later, I was delighted to learn they’d paid off their revolving loan, and they could now transfer some more of the mortgage to it. They were excited and motivated to pay off the debt and trimmed their budget even further. They were finally on track to enjoy a comfortable retirement!

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At Glynns we don’t ask “how much do you need?” but “what do you want to do?” Whatever your goals and dreams are, we’ve got the advice that will help you achieve them.

Once you’ve reached the ‘enjoy’ phase of your life, it’s time to start reaping the benefits of all your hard work.

It’s also time to ensure you’re managing your assets so that you can keep living your ideal lifestyle, and doing all the things you wanted to do. We’ll provide you with complete advice to help you make the most of what you have, with a realistic and achievable plan.

Our advisers will work with you to help you fully repay any remaining debt, and to structure your savings and assets in a way that will provide you with the income you need to live your dreams. Our focus is on helping you enjoy your life rather than on achieving a specific dollar outcome. As your long-term financial partner, we’ll continue to review your plan regularly so that it enables you to keep doing the things you love.

As you age, your protection requirements change, and we’ll help you to work out what is still relevant to you, so that the important things remain covered. We’ll assist you with the process if you need to make a claim, too. You can relax knowing that the team at Glynns are always ready to help with excellent advice and outstanding customer service.

Daniel's story: It's never too late

There's more to planning for a fulfilling retirement than ensuring you have enough saved. Find out how our holistic approach helped one of Glynns Financial Services' clients.

During a review with one of my customers, he asked me to cancel his serious illness insurance as it was getting too expensive. I convinced him to wait until I had looked into his options, and arranged to phone him once I had more information.

When I made the call, it was his son who answered the phone, and he told me his father was in the hospital. He’d been playing golf and suffered a major heart attack, and was having surgery that day. I immediately called his insurance company to get the claims process underway. They specified what they needed from the surgeon, and I passed all the information on to my customer’s wife so she could complete the claim.

Within 48 hours he received a payment of $85,000.

I visited my customer during his convalescence, and he thanked me for ensuring he was still covered. I explained he deserved the credit for taking out the insurance in the first place, and also for his impeccable timing. His policy ended at age 65, and he was just three months from his 65th birthday. Unable to return to work, he used the insurance payout to retire.

It's never too late to have insurance.  

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We’d love to help you achieve your ideal lifestyle.

If you’re after complete advice or have any questions, get in touch with our friendly team. Use the form below to drop us an email, check out the map for our office location, or give us a call on 09 414 4113.